Membership Savings
Save on your own terms and earn far more than the high street, with money that also unlocks affordable credit.
Membership SavingsAs a member you can save regularly, save toward a target, or lock funds in a fixed deposit. Your savings are the foundation of the cooperative: they fund fellow members' loans and earn you a healthy return in the process.
Special savings and fixed deposits earn 12–18% per annum, and a strong savings record unlocks larger, cheaper, and sometimes unsecured, loans.
Regular & target savings
Save on any schedule that suits you, by cash, transfer or from the app.
Fixed deposits
Lock funds for a set term and earn 12–18% per annum on your balance.
Savings unlock credit
Your balance and turnover decide how much you can borrow, and on what terms.
Become an owner, not just a customer.
Join 9,900+ Nigerians building savings, credit and welfare together. It takes a few minutes to start.