Become an owner, not just a customer.
Buy a minimum of 2,000 shares at ₦1.00 each, choose the membership that fits you, and unlock the full cooperative, savings, credit and welfare.
Three ways to join.
Whether you're an individual or an organization, there's a place for you in the cooperative.
Full Membership
Become a full part-owner of the cooperative, with access to everything.
- Access to loans
- Voting rights at general meetings
- Savings and withdrawals
- A share of the yearly surplus
- Full welfare benefits after one year
Associate Membership
A simple, low-commitment way to save and withdraw with the cooperative.
- Savings and withdrawals
- Earn interest on your savings
- Upgrade to full membership anytime
Corporate Membership
For institutions, clubs, unions and cooperative organizations.
- Open to organizations, cooperatives and supporter clubs
- Group savings and credit
- Dedicated relationship support
Registering is simple.
Have these ready when you register online or at a branch:
- Two recent passport photographs
- A valid ID, driver's license, passport, national ID or voter's card
- A utility bill, not older than three months
Membership conditions.
Buy your shares
Purchase at least 2,000 shares at ₦1.00 per share to become a member and part-owner.
Keep an account
Maintain one or more forms of account with the cooperative.
Savings earn interest
Savings accounts earn interest; early withdrawal from a fixed/term deposit attracts a penalty.
Loan discipline
A 10% default penalty applies on the principal of an unpaid loan. Proven criminal activity leads to expulsion.
Ready to join AUSCA?
Register online in a few minutes, or download the app to get started on your phone.