A cooperative built by its members, for its members.
Founded in 2000, AUSCA is a people-centered cooperative microfinance institution, owned, governed and managed by the people it serves.
Driven by values, not just profit.
For 26 years, AUSCA has turned members' pooled savings into affordable credit, welfare and lasting wealth. Unlike a conventional bank, we answer to our members, because they own us.
Over that time we've empowered thousands of Nigerians to achieve financial independence and stability, and contributed to the economic life of our community and the nation. Today we stand among the successful cooperative microfinance institutions in Africa and beyond.
To support the economic, social and cultural development of our members with sustainable, inclusive financial services.
To be the best cooperative service provider for our members.
Our team & membersOur core values.
Led by financial-management experts with over 50 years of combined experience, guided by five principles.
Professionalism
A well-trained team that treats every member with competence and respect.
Integrity
We do what is right and keep our word, fairness, equality and social justice at the core.
Empathy
People-centered, because we exist to serve members, not shareholders.
Excellence
We hold ourselves to the highest standard in everything we deliver.
Experience
Financial-management expertise built over 50+ years of combined practice.
Become an owner, not just a customer.
Join 9,900+ Nigerians building savings, credit and welfare together. It takes a few minutes to start.