Membership Loans
Borrow on member-friendly terms, fair rates, fast decisions, and no outside shareholders taking a cut.
Membership LoansMembers borrow for business, school fees, emergencies and more at 2–10%, a fraction of what most lenders charge. Most loans are decided and disbursed within about 21 days.
Loans are typically backed by surety or collateral, but a strong savings turnover can unlock access without it.
Fair rates
2–10% on loans, set to serve members rather than outside profit.
Fast decisions
Typical processing and disbursement in about 21 days.
Secured or unsecured
Backed by surety or collateral, or unsecured for strong savers.
Become an owner, not just a customer.
Join 9,900+ Nigerians building savings, credit and welfare together. It takes a few minutes to start.